Health care is expensive, even for those who have “good” insurance. It is made all the more confusing by co-pays, deductibles, preferred providers & drugs, secondary insurance, and donut holes that vary from plan to plan. Here are a few suggestions for saving money that will still allow you to receive the best medical care.
All major pharmacy chains, including some grocery stores offer generic drug plans. It usually costs $4.00 for a 30-day prescription and $10.99 for a 90-day prescription. Generic drugs are safe and effective; major studies comparing them with brand-name drugs have found no significant clinical difference. Ask your provider if there is a generic equivalent for your most expensive medications.
It pays to compare prices. If you are required to pay for some or all of your laboratory or X-ray expense, it’s worth it to shop around. A mammogram, colonoscopy, or blood test can cost twice as much in one hospital compared to another.