Health care is expensive, even for those who have “good” insurance. It is made all the more confusing by co-pays, deductibles, preferred providers & drugs, secondary insurance, and donut holes that vary from plan to plan. Here are a few suggestions for saving money that will still allow you to receive the best medical care.

Generic Drugs:

All major pharmacy chains, including some grocery stores offer generic drug plans. It usually costs $4.00 for a 30-day prescription and $10.99 for a 90-day prescription. Generic drugs are safe and effective; major studies comparing them with brand-name drugs have found no significant clinical difference. Ask your provider if there is a generic equivalent for your most expensive medications.

Comparing Prices:

It pays to compare prices. If you are required to pay for some or all of your laboratory or X-ray expense, it’s worth it to shop around. A mammogram, colonoscopy, or blood test can cost twice as much in one hospital compared to another.